Brian Armstrong Claims Crypto Has Removed Several Waits Previously Accepted in Finance
Coinbase CEO Brian Armstrong stated on X that crypto has removed several waits that were previously accepted as normal in the financial sector.
Armstrong listed that stablecoins can be transferred cross-border on weekends and holidays; tokenized stocks enable global 24/7 trading; decentralized exchanges complete real-time settlements; on-chain lending allows users to borrow without waiting for loan officers.
He summarized that crypto is enabling funds to move at the speed of information. Armstrong has previously mentioned the global access, fractional shares, and real-time settlement potential of tokenized stocks.
Coinbase has previously launched 1:1 fully backed tokenized stocks, supporting dividends and redemptions, aiming to cover investors without brokerage accounts globally. Real-time settlement for cross-border stablecoins and decentralized trading is already operational on some networks.
On-chain lending protocols directly match funds through smart contracts, eliminating traditional approval processes. Traditional markets are still constrained by business hours and settlement cycles (such as T+1 or T+2), while crypto paths have achieved instant completion at specific stages.
Source: Public Information
ABAB AI Insight
Coinbase, founded by Brian Armstrong, has long promoted crypto infrastructure and compliant products. The company initially focused on exchanges and later expanded to stablecoins, tokenized assets, and on-chain services. Armstrong has publicly supported tokenized stocks and 24/7 trading multiple times.
In terms of capital pathways, funds are transferred cross-border and in real-time on-chain through stablecoins and tokenized securities, reducing the capital occupation in traditional custody and settlement processes. Platforms like Coinbase map real securities onto the blockchain, attracting global capital into the U.S. stock market.
This is similar to the early electronic trading systems that shortened settlement cycles and the role of stablecoins in replacing some bank channels in cross-border payments. Currently, traditional markets are still constrained by time windows, while on-chain tools have achieved instant completion in specific use cases.
Essentially, this is a technological substitution: blockchain synchronizes ownership and transfer records, compressing the time required for traditional back-office reconciliation and approval. Mechanically, the public ledger ensures that the status of funds is determined at the time of transaction, eliminating the need for additional window confirmations; as on-chain liquidity and compliance mapping mature, waiting costs shift from the transaction itself to the fiat deposit and withdrawal stages.
ABAB News · Law of Cognition
Waiting is a system constraint, not a necessity of the transaction itself
The speed of information determines the speed of funds; ledger synchronization completes settlement
Bottlenecks shift from the transaction phase to deposit and withdrawal, where speed advantages still exist locally