50 年期房贷等同于一辈子的枷锁。 现在美国首次购房者的平均年龄大约是 40 岁。这意味着，大多数人在生命结束之前都还无法真正拥有自己的房子。 几十年来，美国人都能很好地应对 6%–7% 的房贷利率， 直到大家被“接近零利率”的时代彻底宠坏。 这个 50 年房贷的提案并不能帮助人们积累财富，它是在把财富埋葬。 A 50-year mortgage is a lifetime sentence. The average first-time buyer is 40 years old. That means most of them will die before owning the home. For decades, Americans handled 6–7% mortgages just fine, until we all got addicted to near-zero rates. This proposal doesn’t build wealth. It buries it.
Kevin O'Leary aka Mr. WonderfulChairman of O’Leary Ventures and Beanstox
观点原文
50 年期房贷等同于一辈子的枷锁。
现在美国首次购房者的平均年龄大约是 40 岁。这意味着，大多数人在生命结束之前都还无法真正拥有自己的房子。
几十年来，美国人都能很好地应对 6%–7% 的房贷利率，
直到大家被“接近零利率”的时代彻底宠坏。
这个 50 年房贷的提案并不能帮助人们积累财富，它是在把财富埋葬。
A 50-year mortgage is a lifetime sentence.
The average first-time buyer is 40 years old. That means most of them will die before owning the home.
For decades, Americans handled 6–7% mortgages just fine, until we all got addicted to near-zero rates.
This proposal doesn’t build wealth. It buries it.
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