3）@tryramp 宣布完成 3 亿美元融资，最新估值达到 320 亿美元，由 Lightspeed Venture Partners 领投。 Ramp 的收入在一年内翻倍，超过 10 亿美元，同比增长 153%，增长速度是上市 SaaS 企业中位数的 10 倍。 这一巨大飞跃来自 Ramp 全新的 AI 战略。 Ramp 的 AI 已经在 100 亿美元的支出中做出了 2600 万次决策，打造出所谓的“会思考的钱”（thinking money）——能凭智能、记忆和推理能力自动审计自身。 AI 自动处理那些显而易见的关键决策，从而让财务团队有精力专注在“杠杆更高的决策”上。 Ramp 的定位升级：成为“全栈财务运营平台” 他们的平台模块现已覆盖： * 企业卡（Corporate Cards） * 费用管理 * 账单支付（Bill Pay） * 采购（Procurement） * 商旅（Travel） * 数据分析（Analytics） * 所有模块均由自动化和 AI 驱动。 核心价值主张 Ramp 给出的核心卖点是： 典型客户在使用 Ramp 后，可以在收入同比增长 12% 的同时节省 5% 的成本。并且企业团队规模更精简、财务结账速度更快。 3) @tryramp announced their raise of $300M at a $32B valuation led by Lightspeed Venture Partners. Their revenue doubled to over $1B in one year with a 153% YoY growth rate, 10x faster than the median public SaaS business. Their massive move has been on the back of their new AI initiative. Ramp’s AI has made over 26 million decisions across $10 billion in spend to create “thinking money”, auditing itself with intelligence, memory and reason. By automating the obvious key decisions, this leaves room for the finance team to make higher-leverage decisions. Ramp is now positioning itself as a full-stack finance operations platform. Modules now cover cards, expense management, bill payments, procurement, travel, and analytics, all powered by automation. Their core pitch: The median customer that Ramp serves is able to save 5% while growing revenue 12% YoY, running on leaner teams with faster closing times on the books.
Chamath PalihapitiyaFounder & CEO, Social Capital
观点原文
3）@tryramp 宣布完成 3 亿美元融资，最新估值达到 320 亿美元，由 Lightspeed Venture Partners 领投。
Ramp 的收入在一年内翻倍，超过 10 亿美元，同比增长 153%，增长速度是上市 SaaS 企业中位数的 10 倍。
这一巨大飞跃来自 Ramp 全新的 AI 战略。
Ramp 的 AI 已经在 100 亿美元的支出中做出了 2600 万次决策，打造出所谓的“会思考的钱”（thinking money）——能凭智能、记忆和推理能力自动审计自身。
AI 自动处理那些显而易见的关键决策，从而让财务团队有精力专注在“杠杆更高的决策”上。
Ramp 的定位升级：成为“全栈财务运营平台”
他们的平台模块现已覆盖：
- 企业卡（Corporate Cards）
- 费用管理
- 账单支付（Bill Pay）
- 采购（Procurement）
- 商旅（Travel）
- 数据分析（Analytics）
- 所有模块均由自动化和 AI 驱动。
核心价值主张
Ramp 给出的核心卖点是：
典型客户在使用 Ramp 后，可以在收入同比增长 12% 的同时节省 5% 的成本。并且企业团队规模更精简、财务结账速度更快。
3)
@tryramp announced their raise of $300M at a $32B valuation led by Lightspeed Venture Partners. Their revenue doubled to over $1B in one year with a 153% YoY growth rate, 10x faster than the median public SaaS business.
Their massive move has been on the back of their new AI initiative. Ramp’s AI has made over 26 million decisions across $10 billion in spend to create “thinking money”, auditing itself with intelligence, memory and reason. By automating the obvious key decisions, this leaves room for the finance team to make higher-leverage decisions.
Ramp is now positioning itself as a full-stack finance operations platform. Modules now cover cards, expense management, bill payments, procurement, travel, and analytics, all powered by automation. Their core pitch: The median customer that Ramp serves is able to save 5% while growing revenue 12% YoY, running on leaner teams with faster closing times on the books.
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