YC Allows All Batch Startups to Receive Funding in Stablecoins
Y Combinator has now opened the option for all batch startups to receive investment funds in stablecoins.
The first case is @totalistrading, which received its entire $500,000 seed round in USDC on the Solana blockchain, settled through Ramp. Three on-chain transactions ($1 test + $124,999 + $375,000) were completed within seconds, without any intermediaries.
This move marks a shift in the default funding management method for startups towards on-chain stablecoins.
Source: Public Information
ABAB AI Insight
Y Combinator's move continues its deep engagement in the crypto space, having previously invested in early projects like Coinbase and launched the Fintech 3.0 initiative. The full opening to stablecoin funding represents a concrete step in its transition from traditional dollar checks to on-chain native settlements, significantly reducing friction for founders in cross-border transactions, exchange rates, and bank settlements.
In terms of capital flow, YC will directly issue the standard $500,000 investment in USDC, leveraging Solana's high-speed, low-cost characteristics for instant delivery. This also helps accumulate on-chain funding management data for subsequent batches, forming a closed-loop support system of "accelerator investment → on-chain treasury → DeFi yields," assisting startups in establishing crypto-native financial infrastructure early on.
Top funds like a16z and Paradigm have already accepted and issued stablecoin investments, and YC is currently at the forefront of traditional top accelerators migrating from fiat systems to crypto-native funding flows.
Essentially, this is a restructuring of the industry chain: by funding with stablecoins, YC transforms early-stage entrepreneurial capital from the traditional banking system to on-chain instant settlements, shifting capital from multi-day clearing and intermediary fees to frictionless, second-level delivery. Mechanically, it lowers the entry threshold for global founders through USDC and Ramp, accelerating the entire entrepreneurial ecosystem's structural shift towards crypto treasury management and DeFi tools.
ABAB News · Cognitive Law
When top accelerators default to funding in stablecoins, traditional bank settlements officially become obsolete. The time for funds to arrive changes from days to seconds, truly returning the time and choice to founders. The next generation of entrepreneurial infrastructure is not an office, but an instantly available on-chain treasury.