OKX Founder: Financial System Upgrade Has Started, Designed for Internet Native Users and AI Agents
Star_OKX, the founder of OKX, stated that a financial system upgrade is underway, focusing on building for internet native users and AI Agents.
OKX is developing a "New Money App" to serve these two types of users.
Market Mechanism: OKX will launch AI Agent-friendly financial applications as the main entity, driven by event-triggered demand for Agent economic financial infrastructure, with funds flowing into the OKX new app ecosystem, transaction fees, and Agent trading volume; both OKX and AI Agent developers will benefit, while traditional human-centered financial apps will face pressure.
Source: Public Information
ABAB AI Insight
OKX has previously transitioned from a CEX to Web3 wallet and payment infrastructure, and this New Money App continues its strategy since 2025 towards the Agent era, emphasizing that future finance will involve both humans and AI Agents, requiring programmable and frictionless infrastructure.
In terms of capital strategy, OKX is mobilizing product and engineering resources to build Agent-specific interfaces, automated trading protocols, and internet-native experiences, motivated to capture early traffic from AI Agents as emerging "users," forming a dual-driven model (human + Agent) to secure long-term high-frequency trading and ecosystem stickiness.
Similar cases include Polygon's layout for local stablecoin payments in emerging markets and other exchanges' early integration of Agent tools; OKX is currently accelerating its transformation from a traditional exchange to a full-stack financial platform for the AI era.
Structural Judgment: Essentially, this is a reconstruction of the industrial chain driven by technological substitution. The rise of AI Agents will shift the pricing power of financial services from traditional human interfaces to Agent-native programmable infrastructure, necessitating standardized, automated, and frictionless financial protocols for Agents, forcing capital to reallocate from old apps to the New Money App designed specifically for Agents, accelerating the evolution of global finance from a human-centered system to a human-AI Agent symbiotic system.
ABAB News · Cognitive Law
The more Agents there are, the more successful financial apps designed for them will be.
The more internet-native finance is, the easier it will be for AI to become mainstream users.
The earlier the upgrade, the higher the barriers for the next generation of finance.